Dockside Safety, Shore-Side Peace of Mind
Short-Term Disability Insurance with On/Off-the-Job Income
- Protects part of your income if you are unable to work
- Includes accident benefits for members at no additional cost
Highlights
Plan Highlights
Day 8
Benefits Kick In On
Plan 1 — Day 15 on Plan 2
12 mo
Benefits Can Last For
Plan 1 — 24 months on Plan 2
60%
Maximum Benefit
Of average monthly salary
$5,000
Monthly Cap
Per month
Disability benefit amounts are available up to 60% of your average monthly salary up to $5,000 per month.
All Disability and Accident Benefits are paid directly to the primary insured, tax-free.
Choose From Two Plans
Pick the Benefit Level That Fits
You choose the tax-free maximum monthly benefit level that meets your needs. Then, if you are faced with a period of unexpected sickness or injury, you will receive cash benefits to use as you see fit.
Plan 1
Benefits Begin
Day 8
Benefits Last
12 months
7-day elimination period with disability benefits paid for up to 12 months.
Plan 2
Benefits Begin
Day 15
Benefits Last
24 months
14-day elimination period with disability benefits paid for up to 24 months.
Coverage Includes
- On the Job Accident Disability*
- Off the Job Accident Disability*
- Sickness Disability
* Disability benefits are reduced by 50% if you receive worker’s compensation
Cost to Add Accident Coverage
- Member
- $0
- Spouse
- $4.93
- Children
- $7.73
- Family
- $11.93
Accident benefits are included for members at no additional cost.
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