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Benefits

The Benefits Description and Rates

Coverage available to members, spouses/domestic partners, and children up to age 26. Guaranteed Issue — No Physicals, No Blood-work, No Health Questions.

Whole Life Insurance with Long-Term Care

Guaranteed rates that do not increase with age; death benefits payable to your beneficiaries; Includes restoration benefits

Critical Illness Insurance

Pays a lump sum benefit for each covered critical illness (including cancer) diagnosed on or after the coverage effective date

Disability Insurance

On & Off Job Coverage. Pays a maximum benefit of 60% of income (up to $5000 monthly benefit). Coverage reduced if receiving Workers Compensation.

Accident Insurance

On & Off Job Coverage. Pays cash benefits to you directly for injuries and treatment resulting from covered accidents. Included in all disability plans.

More Resources

FAQ's

Eligibility, effective dates, how benefits are paid, portability, and filing claims.

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Terms and Definitions

A plain-English glossary of the insurance terms you'll run into most often.

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Dockside Safety, Shore-Side Peace of Mind

Protecting the Hands That Move the World

Cost-Effective Longshoreman Insurance Solutions